Abbey Credit Card

Abbey credit cards offer compatible interest rates on purchases, balance transfer and cash withdrawal. Abbey has partnered with both MasterCard and Visa to provide credit card services to its customers.

Types of Abbey Credit Cards

Abbey credit cards offer two variants – the flat rate Abbey credit card and the balance transfer card. Read below for detailed information about features of Abbey credit cards:

Flat rate Abbey credit card: This credit card offers a single rate of interest irrespective of the usage pattern. The company has set the annual percentage rate (APR) at 10.9% (variable). The balance transfer rate and cash withdrawal rate are alsofixed at 10.9%. There are no annual fees, balance transfer charges or cash withdrawal fees. However, the user will be charged £25 for late payment and for exceeding the credit limit each time. The exclusive features of the flat rate Abbey credit card are:

Purchase protection – Insurance up to £15,000 against accidental damage or theft of the purchased items, only if the cardholder has paid entire amount.

Fraud guarantee: Abbey credit cards offer guaranteed protection against unauthorized purchases through the credit card. Thecompany relies on MasterCard fraud protection services to prevent unauthorized card usage.

Free travel accident insurance: Flat rate Abbey credit card users get £10,000 worth of travel accident insurance.

Balance transfer card: This Abbey credit card offers great savings with zero percent interest rate on balance transfer for the first 15 months, from the date when the account gets activated. It also offers zero percent interest rates during thefirst three months of any purchase. After three months, the user will be charged 15.9% APR (variable). Default charges include £12 for late payments and for exceeding the credit limit. A £10 dormancy fee is also levied against inactivity.

How to Apply for Abbey Credit Cards

To apply for an Abbey credit card, an individual can visit the nearest Abbey branch. The easiest method, however, is to applyonline. Interested individuals can simply fill the Abbey credit card application form available on the site. It will take only about 10 minutes to fill the details required in the form. Once the application gets approved, the institution will mail thecredit terms and conditions to the applicant. If the interested individual accepts the terms and conditions, the Abbey creditcard will be delivered to him or her within a few working days.

‘Abbey’ is the registered trademark of Abbey, which can be found at www.abbey.com